# Fees & Payments

Detailed breakdown of transaction and withdrawal fees on Forlanso.

## Core Principle

**Zero Commission on Earnings**: Freelancers and remote workers keep 100% of their earnings.

## Transaction Fees

### Payment Processing Fees (What You Pay)

#### Credit & Debit Cards (Visa/Mastercard)
- **Fee**: 12% + $0.40 per transaction
- **Example**: On a $100 payment, you pay $12.40 in fees ($100 × 12% + $0.40)
- **Includes**: Apple Pay and Google Pay card transactions

#### Bank Transfers (International & Domestic)
- **Fee**: 5% + $35 per transfer
- **Example**: On a $1000 transfer, you pay $85 in fees ($1000 × 5% + $35)
- **Best for**: Large transactions (over $500) to minimize percentage impact

#### Digital Currencies (Bitcoin, USDT, etc.)
- **Fee**: Variable network/gas fees only
- **Range**: Typically $1-$10 depending on network congestion
- **Best for**: International payments to crypto-friendly countries

#### Local Wallets (MENA Region)
- **VodafoneCash (Egypt)**: 3% + EGP 5
- **OrangeCash (Egypt)**: 3% + EGP 5
- **EtisalatCash (Egypt)**: 3% + EGP 5
- **AmanWallet (Egypt)**: 2.5% + EGP 3
- **Best for**: Local payments in Egypt and MENA countries

### Withdrawal Fees

Withdrawal fees follow the same structure as payment processing fees above, based on your chosen withdrawal method.

## Fee Transparency

All fees are clearly displayed in real-time:
- **Before** initiating a transaction (estimate shown)
- **During** payment confirmation screen (exact amount shown)
- **After** in transaction history and receipts (full breakdown)
- **Calculator**: Use the built-in fee calculator in your dashboard to estimate costs

## No Hidden Charges

- No monthly maintenance fees for basic accounts
- No setup fees
- No cancellation fees
- No surprise charges

## Company Subscription Fees

- Monthly or annual subscription based on plan tier
- Covers platform access and features
- Separate from transaction fees

## Currency Conversion

When currency conversion is required:
- Competitive exchange rates
- Real-time rate display
- Transparent conversion fees

## Fee Optimization Tips

### Save Money on Fees
1. **Use Local Wallets** (MENA): Pay only 2.5-3% instead of 12% for cards
2. **Batch Large Transfers**: Bank transfers (5% + $35) are cheaper for amounts over $500
3. **Choose Crypto** for international payments when possible (lowest fees)
4. **Withdraw Less Frequently**: Consolidate earnings to reduce per-transaction fixed fees
5. **Annual Subscription**: Save 25% on platform fees with yearly billing

### Fee Comparison Examples

**Scenario: Receiving $500 payment**
- Credit Card: $60.40 (12% + $0.40)
- Bank Transfer: $60 (5% + $35)
- Local Wallet (Aman): $15.03 (2.5% + EGP 3 ≈ $0.10)
- **Best choice**: Local Wallet (if available)

**Scenario: Receiving $2000 payment**
- Credit Card: $240.40 (12% + $0.40)
- Bank Transfer: $135 (5% + $35)
- Local Wallet: Not practical for large amounts
- **Best choice**: Bank Transfer

## Learn More

For detailed fee schedules and country-specific information:
Visit: https://www.forlanso.com/en/fees-and-payments